Everyone loves receiving and giving gift cards for special occasions. Ever since, the popularity is growing with major banks offering prepaid card in store or on the internet. And you'll also get easy access to a higher credit line, a handy benefit on cards made for average credit, especially compared to the low credit lines usually given with store cards.

Reload the my balance now Anywhere - Most prepaid debit cards allow you to reload the balance almost anywhere. Excludes Food City Store Gift Cards, Visa, Mastercard, and American Express gift cards, prepaid wireless phone cards and reloadable prepaid products. The credit card offers that appear on the website are from credit card companies from which receives compensation.

These new Visa or MasterCard branded ATM debit cards now had the ability to be used to pay for goods and services anywhere a Visa or MasterCard credit card was accepted, while still drawing off the bank account balance the ATM card is associated with.

It's just the same as paying with your debit card. The 20% coupon will not work on buying a Target gift card. If you've waited till the last minute and absolutely have to buy a gift card in a retail store, look for those kept behind the counter or in well-sealed packaging, Henderson says.

The company recently announced that a data breach in late December had affected an estimated 40 million debit and credit card accounts used to make a purchase at a Target store during the holiday rush. Buying a gift card for yourself is a good idea so no credit card information is put onto the Xbox network for hackers to access.